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This is a great article explaining how insurance can work for people at protecting their estate people with high net worth tend to think they have enough money and don't need life insurance but this gets them thinking about insurance as an investment and its tax-deferred and protects the estate. There are a lot of people that have maximized their RRSP and their TFSA and this is another way to invest tax-deferred. At the end of the day, there is a huge tax bill why not protect all that hard earned cash?
Read the article How to turn your life insurance policy into a TFSA on steroids HERE